Where are the classes held?
In the Ambulance Training Room, on Broadway Street, directly across from American Federal Savings Bank in Townsend.
First Time Home Buyers' Workshop - Townsend series
2 Saturdays
Saturday, April 10, 2010 |
|
| 8:30-9:00 AM | Registration and coffee / treats. |
| 9:00-9:30 | Introduction and overview of the home buying process. |
| 9:30-10:30 | Loan officers from banks and savings and loans — the importance of pre-qualifying and pre-approval, improving credit in anticipation of this process, how to shop for a loan, what to expect from a loan officer, and an introduction to the programs available to help us buy a first home (Home Start, Home Choice, FHA, VA, RD, MBOH). |
| 10:45-12:15 | Government and non-profit programs that help with buying homes — HUD/FHA, MT Board of Housing, Rural Development Services, Gr8 Hope, Home Choice Coalition, Montana Home Ownership Network. |
| 12:15-1:15 | Lunch will be available for a nominal charge, or on your own. |
| 1:15-2:15 | Credit reports: how to order one, how to correct mistakes, their importance. |
| 2:30-5:00 | 30-40 minute pre-qualification meetings — Individual time with loan officers to look over your options and opportunities. |
Saturday, April 17, 2010 |
|
| 8:45-9:00 AM | Class opening, coffee and treats. |
| 9:00-11:00 | Realtors — how to look for a home, how to find a Realtor to work with, what to expect from a Realtor. Review of a buy sell agreement. |
| 11:05-Noon | Home owners insurance — What to expect to pay, all the different choices you will have, how different locations affect your rate. |
| Noon-1:00 | Lunch will be available for a nominal charge, or on your own. |
| 1:00-2:00 | Energy tips and help from Northwestern Energy. |
| 2:00-2:30 | Home Appraisers, and their role in the process. |
| 2:45-3:15 | Home Inspectors — what they each look for in a house, who hires them, and how what they do affects you. |
| 3:15-4:00 | Title company — about what is involved in the closing process. |
| 4:00-5:00 | Evaluation of the course; and GRADUATION! |