Where are the classes held?

Rocky Mountain Development Council in the Neighborhood Center, at 200 South Cruse Avenue, between Park Avenue and Broadway Avenue, downtown Helena adjacent to the L&C Library and Park Avenue Building.

Registration Form

Money Happiness Class

2 Saturdays

Free Childcare is available each day.
Topics are part of a single class spread over two Saturdays.

Class Dates
  • Saturday, October 13, 2012 - 9:00 AM - 3:30 PM
  • Saturday, October 20, 2012 - 9:00 AM - 3:30 PM
 
Topics Covered
  • Credit: how to establish it, repair it, dig our selves out of having too much, and use it sensibly.
  • Debt: how to change our habits from accumulating debt to savings for major purchase; how to "power pay" our way out of debt versus just paying the minimum amount due, and the value of doing so.
  • The great services offered by Consumer Credit Counseling.
  • The hazards of using pay-check loan and automobile title loan services, and how to wean ourselves away from having to do so to get by.
  • Credit cards and the hidden risks involved with having them.
  • Setting and achieving goals with our money.
  • Preparing for retirement in our working years, including Social Security benefits, and our own efforts to make this a fun part of our lives.
  • Pros and cons of bankruptcy.
  • Discussions and tools to figure out where our pocket changes goes every week, and how we can use this "little" money to fund our debt reduction, goals, retirement, investing, etc.
  • Life after debt: the options it presents once we’re out from under the load and pressure of paying off a debt.
  • Living below our means so we can have the options we choose with our money, versus having all our income obligated to some debt or daily living expenses.
  • Involve children in budgeting and money management, and ideas on how to teach them money skills they’ll use their entire lives.
  • Preparing for Christmas in a responsible way
  • Introduction to the various places we can save our money: savings accounts, money markets, certificates of deposits and direct purchase stock programs
  • 100 ways to pinch pennies and buy frugally
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